Oink Rewards Terms and Conditions

April 10, 2024

General Description

Bloom Oink rewards (“Oink”) is a rewards program (the “Program”) offered by Contour Labs, Inc. and its designated affiliates (collectively, “Bloom”). The Program enables eligible Bloom customers to earn Oink rewards on certain qualifying purchases made using a Client’s debit or credit card or through educational seminars/courses via the Bloom App. As a customer of Bloom Investment Advisors, LLC, you are eligible to participate in the Program, subject to these terms and conditions (the “Program Terms”). By participating in the Program, you are accepting and agreeing to these Program Terms. These Program Terms form an agreement between you and Bloom with respect to the Program. You may choose to opt-out of this Program at any time by contacting us at [email protected].


To participate in this Program, you must have an individual taxable brokerage account advised by Bloom Investment Advisors, LLC that is open and in good standing (a “Personal Portfolio”). For the avoidance of doubt: in the event you only complete the designated registration process to receive the Financial Counseling Service (if applicable to you, as such term is defined in your Advisory Agreement) from Bloom, or you do not otherwise complete the designated registration process required for opening both a Personal Portfolio account in accordance with the above, you will not be eligible to participate in this Program.

(i) Qualifying Rewards

Oink rewards may only be earned or purchased in the Bloom App by completing educational lessons or by purchasing with a Client’s debit or credit card (each a “Qualifying Purchase”), subject to certain exclusions as further described below. Bloom may withhold or recover any reward if Bloom determines that such reward was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Bloom Terms of Service, or these Program Terms have been violated. We also reserve the right to reverse the credit of any Oink reward in the event the Qualifying Purchase giving rise to the reward is the subject of a return, credit, chargeback, or similar rescinded transaction.

(ii) Amount of Oink Rewards

You may purchase the following Oink rewards under this Program:

5,000 Oinks for $2.99
15,000 Oinks + Rare Lootbox for $7.99
40,000 Oinks + Legendary Lootbox for $14.99
100,000 Oinks + 2x Legendary Lootbox for $29.99

Lootboxes are an Oinkhub product that users can also purchase with Oinks and they contain “fragments” of stocks, where Clients may collect all 6 “fragments” of a particular stock.

Bloom may, in its sole discretion, from time to time, choose to reward a larger Oink reward for certain Qualifying Purchases. Additionally, Bloom may, in its sole discretion, and from time to time, implement multiple versions of this Program or offer certain promotions directly to eligible participants for Qualifying Purchases made at selected merchants that may reward an Oink reward different from the Oink rewards hereunder. Bloom may send these offers directly to eligible participants or via the Bloom Platform. Any such version or promotion offered to you may be different from the version or promotion offered to another eligible participant. Supplemental terms and conditions will govern any such version or promotion.

(iii) Fulfillment of Oink Rewards

Any Oink rewards will be fulfilled as follows:

If a Qualifying Purchase is made through the Bloom Platform (defined below), the Oink reward arising from that Qualifying Purchase will be delivered to the Client’s Account.

When determining whether a purchase is deemed a Qualifying Purchase and/or when calculating each Oink reward, you acknowledge and agree that Bloom hereby makes no representation or warranty that the transaction data it receives is accurate or timely. If Bloom receives transaction data that is delayed, incorrect, incomplete, or mismatched, Bloom will use commercially reasonable efforts to determine whether such purchase constitutes a Qualifying Purchase and/or is eligible for an Oink reward. You hereby acknowledge and agree that neither Bloom nor any of its affiliates shall be liable for any delayed, incorrect, incomplete, or mismatched information that Bloom receives in connection with this Program. Our services matching Qualifying Purchases to Oink rewards are provided “AS IS” and without warranties of any kind, either express or implied. We cannot warrant that such matching services will be error-free or that defects in the matching services will be corrected. If you believe you made a Qualifying Purchase and were not rewarded Oinks in accordance with this Program, please contact us at (323) 879-8385 or [email protected].

(iv) Crediting of Oink Rewards to Your Personal Portfolio

By accepting an offer to earn an Oink reward, you are authorizing Bloom Investment Advisors, LLC to deliver Oinks to your Account. It may take up to three (3) business days after a Qualifying Purchase posts to your Bloom Account for an Oink reward to be reflected in your Personal Portfolio.

The value of any Oink reward you receive will fluctuate over time due to a variety of factors. Your Personal Portfolio must be open and in good standing at the time we initiate any credit of Oink reward. If your Personal Portfolio is closed or not in good standing for any reason at any such time, any Oink rewards will be forfeited. You will not be entitled to any compensation from Bloom or from any other source if your Oink rewards are forfeited for any reason. In addition, you will not earn any Oink rewards for any Qualifying Purchases that have not been posted to your Personal Portfolio prior to the end of the Program (if applicable), or, if earlier and if applicable, prior to the time your request to opt-out of the Program is processed.

Opting Out of the Program

You may choose to opt-out of this Program at any time by contacting us at (323) 879-8385 or [email protected]. It may take up to three (3) business days after you choose to opt-out of this Program before you are no longer enrolled.

Changes to the Program

Bloom reserves the right to amend, modify, or cancel the Program or these Program Terms at any time, for any reason, upon prior notice to you. You agree that, by continuing to participate in the Program after Bloom posts a new version of the Program Terms, you will be deemed to have agreed to and accepted the revised Program Terms and all Qualifying Purchases that post to your Bloom Account following the effective dates of any such amendment shall be subject to all terms and conditions of this Program as so amended.

Other Information

Bloom Investment Advisors, LLC is an SEC-registered investment adviser. You may view our ADV Part 2A at www.bloomapp.com. All product and company names are trademarks or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

If, for any reason, this Program is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Bloom which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Program, Bloom reserves the right in its sole discretion, to disqualify any individual who tampers with this Program, and to cancel, terminate, modify or suspend this Program. In the event of termination, Bloom may, in its sole discretion, award Oinks to those who have satisfied the eligibility criteria set forth herein up until the time of termination. Bloom assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction, or unauthorized access to, or alteration of, this Program.

For more information, see our disclosures.